The Ultimate Frugal Living Guide

By sowing frugality we reap liberty, a golden harvest.

18 Tips for Extreme Penny-Pinching

Catherine Alford has put  together the ultimate frugal guide for people who are excited about saving money and really want to do whatever it takes to whip their finances into shape. As part of my frugal living I thought that this list or checklist would be a good measurement of how low I am prepared to go in order to save money !!  Check it out below.

1. Dry your clothes on a line.

You can save around $100 a year or more according to Catherine Alford seemingly if you hang your clothes up to dry on a line or even by hanging them up in your house or flat.

My grandparents ALWAYS tried their clothes on the clothes line in the garden or hang them up on the rack in front of the fire !  My aunt still lets her clothes dry for a while outside the dryer before putting them back in.  In this way she used less electricity.  So this tip isn´t such a stupid one.  Actually !

I will definitely give  this tip a go

2. Wash dishes by hand using one sink-full of water.

Some people say washing dishes by hand costs just as much as running the dish washer, but if you use just a minimal amount of water, you’d be surprised at how much you save.

If you fill a dish washer every day maybe its OK or ??  spending time doing dishes even if I/we save money isn´t for me.

I will definitely not be giving this a go

3. Make your own laundry detergent.

Did you know that you can actually make your own laundry detergent? It’s really awesome because you can see exactly what goes into it, which creates a healthier environment in your home.

We buy as large a box of detergent that we can find at a good price.  Not too sure if buying the ingredients separately and mixing myself will save time and money or not, but am willing to give this a go.  Will keep you posted !

I will definitely be giving this a go

3. Take public transportation.

Petrol and parking fees as well as toll costs get so expensive, especially if you use your car every single day. Do some research to find out how much your local bus or underground costs. You might be surprised at how much you save. Also, ask around your work to see who might want to share a ride with you.

I will definitely continue to do this 

5. Make every gift you give.

With the popularity of websites like Pinterest, there is no shortage of ideas for handmade gifts. All you have to do is search for crafts or gift ideas, and you’ll have hundreds of awesome tutorials and ideas at your disposal.

I will definitely be giving this a go – have made Christmas candles and even a Valentine card for my hubbie !

6. Travel in-state.

Everyone always travels to different states or countries, but I bet you’d be surprised at how much fun you can have within a 200-mile radius from where you live. That way, you can save on hotel costs and maybe learn something new about your community along the way.

We are fortunate to live in a capital city with loads of museums and sights to see on our door stop.  We also have the opportunity to go to the summer house at weekends and holidays.  With Home Exchange and other web pages offering house swapping I believe you can still travel on the cheap.

I will definitely be giving this a go. 

7. Give up your smart phone.

I know—these days, smart phones might seem like a necessity, but I lived without one for almost two years and I was amazed at how relaxed and rejuvenated I felt after giving it up. You can also save hundreds of dollars a month on your cell phone bill. If you really, really want to save money and penny-pinch, this is the way to do it.

I am again fortunate that I have a smart phone through my work and can make private calls etc anyway.  My own mobile phone has been in a drawer in our kitchen for several years.  It cost $3o dollars and used a cash card which I topped up.  I don´t think I could give up my phone, not matter how much I save.

I will definitely not be giving this a go

8. Become a coupon expert.

You’ve probably seen the TV shows about extreme couponers, and that can be you too! All it takes it a little bit of time and practice to learn about couponing. You can save hundreds of dollars on groceries this way, so it’s definitely worth the time you put into learning about it!

Coupons are not common in Sweden or in the UK as they are in the US.  If there is an offer or coupon for something I NEED I will definitely use the coupon.

I will definitely be giving this a go

9. Get a roommate.

Maybe you didn’t have a good experience with roommates in the past, but you can’t deny that having one cuts down on costs dramatically. For the most benefit, ask your roommate to split all bills with you, including electricity and water, so that they will be respectful about their usage.

My husbands parents renting out a room in their flat when he was young to students – and it certainly wasn´t negative in any way.  We rented out our summer-house last year which was great ! so maybe this is an option.

I will definitely be giving this a go sometime – in the future

10. Grow your own food.

Think of how much money you’ll save if you grow your own tomatoes or herbs. Plus, you’ll have awesome, fresh-tasting veggies to put in your dinner, which is great for both your wallet and your waistline.

I tried this,  the time it took to de-weed, dig and water was too much for me.  Maybe in the future if I can get a manageable plot.

I will definitely not be doing this !

11. Patch up your own clothes.

You don’t have to buy a sewing machine to do this: all you need is a few pieces of scrap fabric and a needle and thread. It will only cost you a few dollars. Plus, you can watch tutorials like this one on YouTube that explain the process in just a few minutes.

I will definitely  be doing this !

12. Use the Internet from your local library.

If you are really strapped for cash, you can use your local library for Internet access. They are usually open every day, and the librarians are so helpful if you have any questions.

I have worked out that it costs 10 SKR or $1 a day which I think is worth it for limitless entertainment etc for the whole family.

I will definitely not be doing this !

13. Give up cable.

Today, you can catch-all of your favorite shows on your computer, so there is no reason to pay $100 a month for cable. Plus, watching TV takes up valuable time that you could be using to hustle and make some money.

I will definitely be doing this !

14. Use cards or board games as your main entertainment.

You don’t have to spend $20 per person to go see a movie. Playing board games with a handful of friends actually makes for a really fun night—just try it and see. I think you’ll be surprised at how inexpensive and how fun a game night in can be.

I agree with this but saying no to the cinema for good isn´t for me/us. Sometimes a treat is just that !

I will definitely not be doing this !

15. Cook more meals at home.

Eating out is definitely a drain on your budget. If you start to cook in more, you can save hundreds of dollars a month.

Doing this and it´s great for the waistline and the bank account.

I will definitely  be doing this !

16. Shop at thrift stores.

You can buy all your clothes and furniture from a thrift store. I always say that it’s amazing what people will give away! You can definitely find designer duds if you look hard enough. Also, be sure to go on 50% off days if your local store has them!

I will definitely continue  doing this !

17. Clean with vinegar.

Vinegar can be used to clean just about anything. You don’t have to spend any more money on expensive products. All you need is an old rag and a vinegar/water mix to make your house sparkle.

I will definitely  be trying this !

18. Unplug everything when you leave the house.

Our very last tip is to unplug all electronic devices when you leave the house. Although it might take up some time and only save you a few dollars, this is a must for those of you who want to live the ultimate frugal living.

I should do this  – will try to better myself in the future !



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