This may sound a little strange however I had my first discussion with a pension professional when I was 20 ! The philosophy at the time was don´t rely on the state, you have to look after yourself !
I have therefore been a good girl and have saved since then. The goal to retire at 50 – 55. It dawned on me on my last birthday that this deadline was in only 8 years. So the question I ask myself is is this at all possible, given that according to this BBC article you should be totally debt free (including the mortgage) and have the equivalent of 25 times the income you wish to achieve in retirement in savings.
What do you think ?//